The EU Cash Regulation is approaching its final decision. But does it really protect cash?
This video analyzes the current negotiating text and highlights key exceptions to cash acceptance – particularly for machines, public authorities, and public transport. It also addresses the still unresolved issue of the availability of cash.
This video examines which loopholes remain – and which changes would be necessary to ensure that cash remains genuinely protected in the long term.
APPENDICES / SPECIALIST PAPERS
Source Documentation: https://bargelderhalt.info/trilogue-sources
- Chapter 1: No-Cash signs in Europe
- Chapter 2: EU Plans for vending machines
- Chapter 3: National cash exceptions
- Chapter 4: The problem of Availability
Technical Article 1:
- 13 Points for Improving the EU Cash Regulation in English: www.bargelderhalt.info/doc-improving-regulation
- 13 Points for Improving the EU Cash Regulation in German: www.bargelderhalt.info/dok-verbesserung-vo
Technical Article 2:
- Unequal Treatment of Cash Compared with the Digital Euro in English: www.bargelderhalt.info/doc-unequal-e-euro
- Unequal Treatment of Cash Compared with the Digital Euro in German: www.bargelderhalt.info/dok-ungleichbehandlung
Technical Article 3:
- Retailers and Service Providers Are Phasing Out Cash – Even Under the Planned EU Cash Regulation? In English: www.bargelderhalt.info/doc-no-cash-sign
- Retailers and Service Providers Are Phasing Out Cash – Even Under the Planned EU Cash Regulation? In German: www.bargelderhalt.info/dok-kein-bargeld-schild
SOURCES:
A) Draft Regulation:
Cash Regulation as drafted by the EU Commission: https://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:52023PC0364
Current draft regulations:
- European Parliament version: https://www.europarl.europa.eu/doceo/document/A-10-2026-0184_EN.html
- Council of the EU version: https://data.consilium.europa.eu/doc/document/ST-16697-2025-INIT/en/pdf
The Council of the EU and the European Parliament are expected to reach an agreement on a common text by October.
B) Deutsche Bundesbank Monthly Report, December 2025:
Source: Hansjörg Stützle
