Three measurement instruments for the quarterly monitoring of cash in Europe, designed for use in public communications, media engagement, and institutional positioning.
| INDEX OF INDICATORS A. Cash Health Index for Europe (CHIE) · Composite indicator of 5 variables. Country ranking. Quarterly updates. B. Cash Acceptance Thermometer (CAT) · Real acceptance indicator in retail trade. Traffic-light visualization by country. C. Monetary Exclusion Risk Index (MERI) · Social vulnerability indicator in the face of cash disappearance. |
Introduction: why Denaria Europe needs its own indicators
The public debate on cash suffers from a systematic measurement deficit. Relevant data exist — from the ECB, Eurostat, national central banks — but no instrument integrates them, updates them regularly, and communicates them in a way that is accessible to media and citizens. That gap is both a problem and an opportunity.
A proprietary indicator transforms Denaria Europe from a commentator on other people’s data into a producer of data in its own right. This has three practical consequences: media outlets turn to Denaria Europe when the indicator is published; policymakers cite it in legislative debates; and peer organizations across Europe have an incentive to collaborate in feeding it.
The three indicators proposed below are designed to function independently or as a complementary system. All are constructed from publicly available or estimable sources, with a quarterly update burden that is practically manageable.
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